Merchant Cash Advance
If you have little or no collateral, limited business history, or a low credit rating, Merchant Cash Advances from OrangePay is a great financing option for small businesses that accept credit cards!
Quick and flexible access to capital can make all the difference for entrepreneurs and small business owners in today’s fast paced business landscape. OrangePay understands the critical role that fast access to working capital plays in your business’s success and our Merchant Cash Advance (MCA) program has been designed to meet these exact needs.
Speedy Access to Capital
MCAs offer one of the fastest ways to access working capital for your business. The application and approval process is extremely fast and can take as quick as 3 hours. We prioritize efficiency, ensuring you receive the funds you need promptly.
Flexible Repayment Structures
We offer flexible repayment options where repayments are tied to a percentage of daily credit card sales or bank deposits, making it easier to manage during lean periods. This flexibility ensures that your business’s financial health remains stable.
No Collateral Requirements
Unlike traditional loans that often require collateral, MCAs are unsecured. This means you don’t have to risk your assets to secure funding. We offer a collateral-free approach, providing financial support without the need for collateral or personal guarantees. Terms and Conditions do apply.
Credit Score Friendly
Our MCAs are accessible to businesses with varying credit profiles. Rather than solely relying on credit scores, we consider your daily credit card sales or bank deposits. This inclusive approach means that even businesses with less-than-perfect credit histories can benefit from our MCAs.
Use Funds as Needed
MCAs allow you to use the funds as you see fit for your business needs. Whether you’re looking to expand, invest in marketing, purchase inventory, or address unexpected expenses, MCAs offer the flexibility to allocate the funds where they can make the most impact.

OrangePay is based in New York, the heart of the economic world, and is one of USA’s fastest growing merchant services providers. Thousands of merchants are choosing OrangePay to save them money on their processing fees! Join today!
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